Best Credit Cards of 2026

Premium travel rewards card with 60,000 bonus points and no foreign transaction fees.

The ultimate luxury travel card — Centurion Lounges, $200 hotel credit, $200 airline fee credit, 5X flights.

Earn 100K bonus points, 3X on travel, shipping, internet, and advertising spend up to $150K/year.

Earn 4X on restaurants and groceries. $120 dining credit and $120 Uber Cash annually.

Premium travel card with airport lounge access, 75,000 miles bonus, and $300 travel credit.

5% rotating categories, cashback match first year doubles all rewards. No annual fee.

Straightforward 2% cash back on everything — 1% when you buy, 1% when you pay. No categories to track.

Earn 1.5% on everything, 5% on travel via Chase, 3% on dining & drugstores. Great starter card.

Earn 6% at U.S. supermarkets (up to $6K/yr), 6% on streaming, 3% on transit & gas. Best grocery card.

Earn ThankYou Points with 10X on hotels, 4X on restaurants, and a strong sign-up bonus.

Unlimited 2% cash rewards on all purchases with a $200 bonus and 0% intro APR for 12 months.

Earn 5% on rotating quarterly categories (up to $1,500), 3% dining & drugstores, 1% on all else.

Earn 2X Membership Rewards on all purchases up to $50K/year, then 1X. No annual fee.

5% rotating categories, cashback match doubles ALL cash back first year. Built for students.

Unlimited 1.5% cash back on every purchase. No annual fee, no foreign fees, and a one-time $200 bonus.

Earn 3% on dining, entertainment, groceries, and streaming — plus 5% on hotels & car rentals via Capital One.

Industry-leading 0% intro APR for up to 21 months on purchases and balance transfers.

Unlimited 2% cash back on every purchase with no caps. Built for businesses with high monthly spend.

Build credit with a refundable deposit. Earn 2% at gas stations & restaurants (up to $1K/quarter), 1% everywhere.

3% at U.S. supermarkets (up to $6K/yr), 3% on gas, 3% on online shopping. No annual fee.

Earn 60K miles, free checked bag, priority boarding, and 2X on United purchases and dining.

No late fees ever, 0% intro APR for 21 months on balance transfers and 12 months on purchases.

Earn 3% on dining, entertainment, and groceries — designed for students building credit.

Unlimited 1.5% cash back on all purchases. BofA Preferred Rewards members earn up to 2.62%.

Earn 3 free nights worth up to 50K points each, 6X at Marriott, automatic Silver Elite status.

Earn 2X on Delta and restaurants, free checked bag, and priority boarding on Delta flights.

Earn 1.5% unlimited cash back while building credit. Deposit as low as $200. Auto upgrade path.

Earn 130K bonus points, 12X at Hilton, 6X on dining & groceries. Automatic Gold status.

0% intro APR for 18 billing cycles on purchases and balance transfers, plus free credit score access.

No credit check, no interest, no fees. Move money from your Chime account to spend and build credit.